Redefine "paying"...

Use SMART Direct Debits
Controlled, Friction- & Effortless
An app that lets you share debit cards.

Stay in the know by signing up.

Acceleration supporters

"enabling others to transact".

💸 Advancing payments for your friends?
😒 Annoyed by having to ask for refunds?
👛 Using cumbersom wallet-solutions?
🗄️ Suffering from filing expense reports?
💳 Too insecure to share your debit cards?
⛽ Wanting to use a fuel pass?
🃏 Struggling with gift cards?
🏀 Annoyed that your 'direct debits' bounce?

Looking for something more convenient?

🔓 Get or give a mandate up front
🚦 Control and keep track
✔️ Set your own limits
💪 Control how, when and where your money can flow

With FWDpay you can simply request and create mandates, that enable you to get or give limited, restricted access to bank accounts.

You control the helping hands remotely.

Directly see our availabilty


The end of change, hassle and settle

Start today with FWDpay

Enable helping hands


Fully in control of who has access to your account. Limit the amount, time and place or set your own additional boundaries.


Instant payment, instant settlement. Deals are set and done. Never having to with deal with bounces or reversals.


Never ever worry again if you will get repaid or that you have to sent out reminders. Simply pay directly from someone else's account instantly.

How it works

Handling, hassling or struggling with money or the need to chase settlements, gone.


Control & Accept

Set the boundaries. Amount, Time, Place,...


Help others

Give, Grant or Get access



Payment handled for you, as if you would be at the Point of Sale yourself




You're in great company.

See what clients say about us

FWDpay is a concept with good potential and we would like to continue working with you to refine it.

Christian Michael Bornfeld — Chief Innovation & Technology Officer and Executive Board member at ABN AMRO Bank

I'm pleased to see that FWDpay really utilizes all that can be done with bunq's API. Its a very creative approach.

Ali Niknam — CEO bunq, bank of the free

Thumbs up

Thijs Janssen — ING Chief Innovation Office

Interesting development ahead and in line with new regulation.

Paul Alfing — Senior Consultant Retail Payments Advisory Group

Mission & Team

Doing someone a favor that includes a payment, should not feel so cumbersom. Therefore we built a system to fully control the mandates you can give to helping hands, up front.

Richard Elings


Head of finance & control

Edwin Bos


Head of Marketing & Operations

Martijn Lukaart

Founder & CEO

Strategy & Business development

Na Young Jung

Head Designer

Creative force

Ready to FWDpay?

Contact us.

Contact us

Got any questions? Don't hesitate to reach out.